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Editor's note: This is the second story in a two-part series about healthcare insurance alternatives/benefits currently available to office staff members in some areas. Cathy Rigby, CMM, CDC, office manager at Atlantic Dermatology, LLC, in Cocoa Beach, FL, says she was satisfied when her practice provider chose an HSA in conjunction with a high-deductible health plan (HDHP) as the practice's new healthcare offering. "What's good for us is that she pays for it all," Rigby says. "If someone is going to give it to you for free, why not take it?"