Welcome to 2008! We're in Debt Up to Our Eyeballs!

I was minding my own business, digging out of the lethargy, weight gain and e-mails that accompany a very rare full week off from work to celebrate the holidays. While I was catching up on the news I missed, I ran across this comforting story with the headline: "$45 trillion gap seen in U.S. benefits." That means the U.S. government is promising $45 trillion more than it can deliver, based on the government's projected revenue stream over the next 75 years. Most of that shortfall comes from promised Medicare and Social Security benefits.

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