Larry Basich is what you would call an upstanding citizen. He is not some young invincible, fecklessly refusing to sign up for Obamacare despite the looming March 31 deadline. No, Basich, a 62-year-old who lives in Las Vegas, did as the White House said and tried to sign up for Obamacare on October 1, the day the insurance exchanges went live. It was mid-November before he was able to get all the way through the sign-up process, because of site glitches. He picked a plan, UnitedHealthcare's MyHPNSilver1, and paid his premium.