Healthcare deductibles a shock to MI consumers

Detroit Free Press, November 18, 2013

Six weeks after the troubled rollout of the Michigan Health Insurance Marketplace, the Obama administration may be facing a new challenge: consumer anger at high deductibles in plans that were supposed to be the most affordable. In southeast Michigan, deductibles in most of the 14 bronze plans listed on the marketplace — those with lower premiums — top $5,000 for a single person and $10,000-$12,000 for a family. Insurance won't kick in until those out-of-pocket costs are met. "(People) are saying 'I can afford to buy health care, I just can't afford to get sick,' " said Allen Zuppke, a Southfield insurance broker who helps consumers weigh risks, costs and options in buying health insurance.


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