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Dealing with out-of-network costs

Wall Street Journal (subscription required), March 10, 2008
Going out of network for medical care is sometimes unavoidable for patients, but it can be a lot more expensive than dealing with doctors and hospitals in their health plan's network of providers. In 2007, three out of four workers were covered by health plans that provide both network and out-of-network options, according to a Kaiser Family Foundation survey.