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Report: Blues merger would save money, but competition saves even more

Philadelphia Inquirer, September 12, 2008
Independence Blue Cross and Pittsburgh-based Highmark Inc. promise that a proposed merger would benefit the public by saving more than a billion dollars in six years. But if Highmark entered the Philadelphia market as a competitor to Independence Blue Cross, rather than a collaborator, insurance customers and healthcare providers would benefit even more, according to a consultant hired by the Pennsylvania Insurance Department.