Health savings accounts expand as care costs rise

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Forbes, September 23, 2008

Health savings accounts (HSAs) have become an increasingly popular tool as a way to decrease healthcare costs. Nineteen percent of employers will offer HSAs in 2009 and enrollment in those accounts has risen to 6.1 million. Businesses view HSAs as an important healthcare savings tool as part of consumer-driven health plans.

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Web Exclusive: What Lies Ahead for HSAs?

What does the future hold for health savings accounts and similar health reimbursement arrangements?

Shifting Costs onto Consumers May Create Long-term Problems

Shifting healthcare costs to the individual will save money in the short-term, but could have long-range cost implications if the members are not following medication regimens.

Health Insurance Cost Tipping Point Inches Closer

Though businesses are transferring more health costs onto employees, health insurers and employers have to be careful not to pass too many costs onto the consumer.

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