Insurance to let Texas seniors use Medicaid without going broke
Texans who buy long-term care insurance will be allowed to keep more of their savings if they need to turn to Medicaid to pay for elder care. State officials say the new rule is meant to encourage more people to purchase private long-term care insurance and save the state's Medicaid program some money. Two-thirds of adults 65 and older will require caregivers, and nursing home care averages $68,620 a year in the Dallas-Fort Worth area, while assisted living costs $34,188.
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