Insurers exceed California rate caps for last-resort health coverage

Two of California's largest insurers have been selling health coverage intended to be a safety net for the state's sick and jobless at premiums that exceed state-issued rates. Two other companies uniformly adhere to the state-issued rates. But a Los Angeles Times investigation found that Blue Shield of California's premiums are as much as 55% higher. And those charged by Anthem Blue Cross have been as much as 36% higher.