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How competitive is the health insurance market?

Wall Street Journal, August 27, 2009

Most people don't have much say over which health insurance plan they get, and the big healthcare bills introduced in Congress this year wouldn't do much to change that. The controversial public option—a new, government backed health plan—would be an option only for a minority of Americans. Most people who get coverage at work would still be covered at work under the health reform bills, according to the Congressional Budget Office.