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Some families face higher health premiums to insure adult children

Washington Post, May 11, 2010

Some families could pay a price if they seize the chance offered by the new healthcare law to keep children up to age 26 on their insurance policies, regulations drafted by the Obama administration show. Until 2014, when health plans will be prohibited from charging higher premiums based on preexisting conditions, insurers in the individual market can take into account the young adult's medical condition when setting the family's premium. In addition, under certain circumstances, families could be required to pay extra to carry young adults on their policies, the Washington Post reports.