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2007: Steady growth, enhanced consumerism

It's probably telling that many of the experts CDH consulted identified something that happened in late 2006-the Tax Relief and Health Care Act of 2006-as the most important CDH development of 2007. "All in all, this has been a pretty dull year in CDHP land," says Cathy Tripp, national practice leader for consumerism at Watson Wyatt in Minneapolis. "No new radical services or solutions, just continued fine-tuning around the edges." That doesn't mean there was no industry activity: Minneapolis-based UnitedHealthcare purchased Brookfield, WI-based Fiserv's TPA and other healthcare-related businesses, and Philadelphia-based CIGNA recently agreed to acquire Denver-based Great-West Healthcare.