Health insurance rebates may keep all premiums lower

As the last of $1 billion worth of health insurance rebate checks goes out to consumers this week, insurers and government officials say the new regulation may be keeping premiums lower for everyone. But it goes beyond simply lowering premiums. Insurers say they're also working to cut costs. Teresa Miller, acting director of the office of oversight for the Center for Medicare Services said insurers are investing in quality measures and equal care standards, such as using the same tests and treatments for each patient who comes in with heart disease.