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Opinion: Exchanges will raise US healthcare costs

Bloomberg, October 7, 2013
Ignore the inevitable startup glitches. The new health-insurance exchanges will work just fine -- in the sense that all government health-care programs work: Many people will ultimately become dependent on them for coverage. That won't mean the exchanges have fulfilled their promise, however. Forget the superficial comparisons to a commodity exchange, an online retailer or even a bulletin board. The health exchanges won't resemble any other marketplace. Over time, rather than encourage insurance providers to offer ever more attractive and affordable policies, the exchanges are poised to push up the cost not only of insurance but also of health care itself.