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As HIX Enrollment Closes, Analysis Begins

Christopher Cheney, for HealthLeaders Media, March 31, 2014

After the enrollment deadline passes, private insurance carriers operating on the public exchanges must move quickly; they have only two months to file proposed premium rates and product designs for 2015.

Final 2014 enrollment numbers are about to start pouring out of the state and federally administered exchanges across the country like the roaring rivers washing away this harsh winter's heavy snowfall.

At insurance companies and exchange headquarters, officials will be sifting through the data looking for key factors that will help characterize the 6 million individuals who have reportedly enrolled in private insurance plans through the exchanges since October.

The stakes are high for payers, as they assess the cost of doing business with their new customers and try to glean insights from their 2014 beneficiaries that will help them set exchange premiums and product designs for 2015.


Payers Scramble to Set 2015 HIX Premium Rates


"The devil is in the details," Tammy Tomczyk, senior principal and consulting actuary at Oliver Wyman Consulting Actuaries in Milwaukee, said Friday. "Six million signed up, but how many of them paid? Or do they keep their coverage? Are we going to have four million, five million, or six million? I don't know where we're going to end up."

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