State health exchange rates vary, but lower than expected

WASHINGTON — As state health exchanges continue to announce lower-than-expected rates for health insurance, experts say both state and regional issues play a part in how much a consumer will pay for insurance beginning in January. Several factors come into play: a state's regulations, how many insurers will participate in the state and federal exchanges, and what kind of a risk those insurers are willing to take. "There is tremendous existing variation within the rates in the states now," said Sherry Glied, professor of health policy and economics at Columbia University and former assistant secretary for planning and evaluation at the Department of Health and Human Services. "It's hard to compare the old rates to the new."