Some experts say the doom and gloom is overblown. J.D. Kleinke, who last month wrote a Wall Street Journal op-ed titled "The Myth of Runaway Spending," points out that growth in health spending has been moving closer to the overall inflation rate, for the past decade. He says the slowdown came because insurers and private companies introduced plans with higher deductibles and bigger co-pays at the same time the government introduced health savings accounts, where individuals can get a tax break to help pay for medical expenses.