Most Americans would rather pay more for a health insurance plan that allows them to get treatment from a wide range of doctors and hospitals, a new survey finds. But in a finding that could prove important for President Obama's health law, working-age consumers who don't get health benefits through an employer favor health plans with narrower provider networks that cost less. These are the consumers that the Obama administration is hoping will sign up for coverage this year on the new online marketplaces created by the Affordable Care Act.