The first Obamacare enrollment period barely just ended, and it's already time for insurers in some states to file information on premiums for 2015. The 2014 rate filings last year became major political stories in a non-election year, so it's safe to assume the same will happen this year. And the 2015 rates will give us a glimpse into the future of the health-care industry. In Virginia, insurers are seeking rate increases ranging from 3.3 percent to 14.9 percent in the individual market. In Washington State the range is even bigger: Insurers have requested between a 6.8 percent rate decrease and a 26 percent increase in rates.