HDHPs Associated With 14% Decline in Health Spending
Margaret Dick Tocknell, for HealthLeaders Media, April 1, 2011
Among the report findings:
- Health costs increased for enrollees in both high-deductible and traditional plans but grew more slowly in the high-deductible group.
- HDHP enrollees spent less on both inpatient and outpatient medical services, as well as prescription drugs. Spending for emergency care did not differ from traditional plans.
- Individual deductibles must be rather high ?more than $1,000 per person? to achieve meaningful cost savings.
The findings are published in the American Journal of Managed Care.
Margaret Dick Tocknell is a reporter/editor with HealthLeaders Media.
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