HDHPs Pose No Additional Risk to Medically Vulnerable
The study examined whether the size of the deductible affected inpatient, outpatient, or pharmacy services had an effect. The amount of the high deductible had a significant effect on all service categories for non-vulnerable families, but Haviland said the same was not generally true for the medically vulnerable. She explained that high-risk families reduced prescription drug spending only when deductibles were at least $1,000 per person.
The study was published online by the journal Forum for Health Economics & Policy.
Margaret Dick Tocknell is a reporter/editor with HealthLeaders Media.
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