3 in 4 Employers to Increase Health Plan Deductibles or Copays
The majority of employers recognize the potential impact of employee health management on future plan costs with 57% willing to offer healthcare incentives, including lower deductibles to employees who make a reasonable effort to manage their chronic conditions.
Looking at safety and quality outcomes, only 44% of respondents believe physicians, hospitals, or the government should establish the standards. More than 33% said employers and employees should set the safety and quality requirements.
That said, 75% of employers believe the federal government should require hospitals, physicians, and insurers/health plans to publicly disclose all quality and cost information to provide employers and employees with the critical information needed to make informed decisions. Employers would also like the government to require insurers to disclose actual network discounts for claims.
Almost 1,300 employers responded to the on-line survey, which was conducted in February, 2011. Firms with fewer than 50 employees represent 87% of the respondents. Government and manufacturing industry categories each account for around 14% of the responses.
The survey looks at employer opinions and strategies in these areas: health benefits philosophy, health plan management, personal health management, scope of benefits and employee communications.
Margaret Dick Tocknell is a reporter/editor with HealthLeaders Media.
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