Reduce Healthcare Costs by Concentrating on Prevention and Lifestyle
No one should lose their health insurance coverage if they lose their job or are no longer able to work due to illness. COBRA should be available to these people for an extended period of time with government assistance.
Americans who remain healthy or become healthy should get reduced rates on their healthcare insurance costs on a year-to-year basis. Rewarding people this way will create incentives to stay healthy and cut out bad habits, such as smoking and excessive weight gain. This rule should also apply to any covered family members under a plan. A healthier America means fewer illnesses and lower costs to the insurance carriers and lower premiums for all of us.
Americans want to remain in control of their own healthcare choices. Changing to a national government run healthcare plan is not the answer. Our quality of healthcare and the amount of physicians available to treat our nation will become substandard. Our government needs to be part of the solution, but not in the proposed way.
Charles Hux, MD, maintains a private practice in New Jersey and is primarily affiliated with Monmouth Medical Center in Long Branch, NJ. His articles have appeared in the American Journal of Obstetrics/Gynecology, Prenatal Diagnosis, the New England Journal of Medicine, and Genetics.
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