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White House Relaxes PCIP Requirements to Kick-Start Enrollments

Margaret Dick Tocknell, for HealthLeaders Media, June 1, 2011

The federal program in Florida was launched last fall and had 770 enrollees as of March 31, 2011. Florida is one of seven states expected to see premiums fall by 40%. That will mean beginning July 1 an enrollee aged 55 or older will pay $376 per month for insurance versus $626 before the reduction

Alabama, Arizona, Delaware, Florida, Kentucky and Virginia will also see a 40 percent drop in premiums. In other states, premium reductions will range from 2.1 percent in Mississippi to 38.3 percent in Minnesota.

Ashford is not sure how paying agents and brokers will affect PCIP enrollment. "It probably will depend on the payment and we don't know how that will be calculated."

"The Pre-Existing Condition Insurance Plan changes lives, and in many cases, literally saves lives," said HHS Secretary Kathleen Sebelius. "These changes will decrease costs and help insure more Americans." This chart details the state changes.


Margaret Dick Tocknell is a reporter/editor with HealthLeaders Media.
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1 comments on "White House Relaxes PCIP Requirements"


mitchell2u (6/14/2011 at 5:19 AM)
Today we received our denial for health insurance due to a pre-existing condition. The requirements for a possible re-application are to be "symptom and treatment-free for 3-5 years." This is impossible. Attached to the letter was a page discussing appeal rights, blah, blah, blah...and at the very bottom was a mention of PCIP and to check the website www.healthcare.gov for more information. I skeptically went to the website and within minutes found that we might actually be able to buy semi-reasonably priced health insurance with fairly decent coverage and all our doctors are on the "in-network" list. Up until today, I had no idea this program even existed and I do not live under a rock. It is a shame that this program exists without any public education and awareness. It reminds me of the Lead-Based paint law that went into effect April 2010 requiring all workers (and landlords and property managers) disturbing painted surfaces in pre-1978 homes, schools or child-care facilities to be EPA Lead-Safe Certified and pass an 8-hour training course to learn about lead-safe work practices. It's all posted on www.epa.gov/lead I bet most people don't know about that either :-(