What accounts for the differentiation among states is unknown. Robert Zirkelbach, spokesman for AHIP, explains that while there could be a number of reasons, including the number of large employers in a given state, the exact cause is beyond the scope of the survey.
The census includes responses from 97 health insurance companies. It does not include coverage associated with health reimbursement arrangements (HRAs), which are most commonly offered in the large-group market.
For the first time, the census takes a look at the consumer decision support tools available with HSAs/CDHPs and the online availability of those tools. According to the findings, 93% of companies offer access to HSA information to track spending and 95% offer online access to that information.
Health information is provided by 97% of companies; healthcare cost information, such as negotiated rates from procedures and drugs, is offered by 84% of the companies.