Large Employers View HIX as Viable
While employers do not expect to make big changes in the proportional sharing of healthcare premiums, employees will see cost increases under certain circumstances, including surcharges for spouses, dependents, and tobacco use.
A Shift in Family Coverage
Darling said that there is evidence that some employers are moving toward changing how they address family coverage with 9% of respondents reporting that they will base employee premium contributions on the number of dependent enrolled in 2014.
Last week United Parcel Service announced that it will drop coverage for working spouses.
Among the other report findings:
- The healthcare cost trend remains at 7% for the third consecutive year.
- Few employers—only 7% plan to increase their outcome-based wellness incentives to more than 20% of total plan costs.
- Only 3% of respondents expect to eliminate healthcare coverage altogether.
- More than four in 10 respondents (44%) currently have an on-site medical clinic in at least one location; 9% expect to build a clinic next year.
- The wellness programs most frequently offered are tobacco cessation (89%), health assessments (88%), and biometric screenings (83%).
Margaret Dick Tocknell is a reporter/editor with HealthLeaders Media.
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