White House Proposes Individual Mandate Rules
Individuals who go without coverage for less than three months in any year are exempted from having to pay the penalty.
The rules also spell out several categories of coverage that would not be considered minimum essential coverage.
They include accidental death and dismemberment coverage, disability insurance, general liability insurance, automobile liability insurance, workers' compensation, credit-only insurance such as mortgage insurance, and coverage for employer-provided on-site medical clinics.
Also not considered acceptable coverage are limited-scope dental or vision benefits, long-term care benefits, and benefits provided under certain health flexible spending arrangements.
A third category not considered minimum essential coverage are policies covering "only for a specified disease or illness (for example, cancer-only policies) or fixed indemnity insurance (for example, a policy that pays a fixed dollar amount, such as $100, per day of hospitalization or illness regardless of the amount of medical expense incurred.)"
The fourth category of coverage not considered minimum essential coverage would be policies separate from primary health coverage, Medicare supplemental policies (Medigap or MedSupp insurance), TRICARE supplemental policies, and similar supplemental coverage under a group health plan.
A public hearing is scheduled for May 29. Comments on the HHS proposed rule are due by March 18 and for IRS proposed rule May 2.
The American Hospital Association said it would not have a comment until it had finished reviewing the rules.
Cheryl Clark is senior quality editor and California correspondent for HealthLeaders Media. She is a member of the Association of Health Care Journalists.
- Half of All Primary Care, Internal Medicine Jobs Unfilled in 2013
- How Digital Strategy Shapes Patient Engagement at Boston Children's Hospital
- CFO Exchange: Smartphones Poised to Disrupt Healthcare, Says Topol
- CNO on Hospital Redesign: 'You Can't Over-Communicate'
- Carondelet to Pay $35M to Settle Fraud Allegations
- Some Cancer Hospitals' Quality Data Will Soon Be Public
- PA Ranks See 'Phenomenal Growth,' Lack of Diversity
- Consumerism Drives Healthcare Branding, Rebranding Efforts
- CA Powers Up $80M HIE to 'Create Value in the Data'
- 3 Traits Personality Assessments Can't Reveal