Health insurers balk at some changes

The insurance industry says it wholeheartedly embraces a healthcare overhaul, promising Congress and the president that it will make it much easier for individuals to buy insurance on their own. The sweeping concessions would help legislators achieve their goal of providing coverage to many of the nearly 50 million individuals who currently have none. But so far, the industry has made no such promises to the market for small employers. By some estimates, about half of the nation's uninsured are people who are self-employed or work for a small business.