Healthcare bills begin to crystallize

House leaders outlined a healthcare overhaul plan that would create a national health-insurance "exchange" for consumers and include a government-run plan as one option, while Sen. Edward Kennedy introduced a similar bill in the Senate. The draft House plan would require almost all Americans to have health insurance and provide subsidies to those with annual incomes as high as four times the poverty level. People without insurance could find a plan on an insurance exchange that would be set up by the government.