Opinion: Seniors' pattern of out-of-pocket co-pays says much about U.S. healthcare

The Supreme Court is currently debating whether or not the Affordable Care Act is constitutional. Whether the court does or does not overturn the law, affordability will be an issue for many Americans, even those with health insurance. The problem: copayments. Most insured Americans might pay a $20 copay at their doctor’s office or a $10 copay at the pharmacy. For many, the price is even higher.