In four years David Varvel went from no health insurance, to full coverage via the Japanese government, to purchasing a high deductible plan, and then full coverage through an employer. He said having to switch insurance that often was "painful." But now the founder of Tiny Cat Loans, a community lending platform, said he and his family have settled on HackerCare: a healthcare startup for startups that is working to hack healthcare. HackerCare launched in beta in early February, and counts about a dozen members. The company signs up members for a health plan with the help of an insurance broker, and for an additional $50 a year, provides other services from health startups to supplement insurance with the aim of lowering costs.