The doctor will click on you now, but can she feel your pain in an e-Visit?

Health insurers want patients to see the doctor, just not in an office or hospital. To cut medical costs and diagnose minor ailments, WellPoint Inc. (WLP) and Aetna Inc. (AET), among other health insurers, are letting millions of patients get seen online first. In a major expansion of telemedicine, WellPoint this month started offering 4 million patients the ability to have e-visits with doctors, while Aetna says it will boost online access to 8 million people next year from 3 million now.