India has earmarked $1 billion for the rollout of a program that allows the country's poor to use a smart card for hospital care. The program also gives insurance companies and hospitals incentives to take part. Many healthcare programs have been introduced in India, but so far none of those programs has taken root throughout the country.The National Health Insurance Program is different, according to the Indian government, because of its use of technology, its business model, and because the information on the smart cards is secure.