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Farmers are about to pay a lot more for health insurance

By NPR.org  
   December 31, 2025

More than a quarter of the agricultural workforce purchases health insurance through the individual marketplace, according to an analysis from KFF, a nonprofit health policy research organization. That 27% rate is much higher than the overall population — only 6% of U.S. adults have non-group coverage. Farmers are used to facing challenges like unpredictable weather and fluctuating commodity prices. But the loss of the enhanced subsidies, coupled with the challenging economic conditions, will make coverage unaffordable for many. Without major intervention from Washington, farmers say they'll have to choose between being uninsured or leaving the farm work behind for a job that offers health insurance.

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