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Health insurance costs spark interest in religious cost-shares

By WUSF.org  
   March 13, 2026

Enrollment in religious, cost-share ministries is on the rise. The groups, which are typically backed by small Mennonite churches, pool their money to cover medical costs for members. With Floridians facing higher premiums and dropped coverage for Obamacare plans, due to uncertainty around the ACA marketplace, cost-sharing plans could become more popular — but with consequences. Research from the Commonwealth Fund shows religious, cost-sharing plans have fewer consumer protections because they are largely unregulated and do not guarantee payment of claims.

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