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Opinion: Administrative complexity is undermining access to care

By Real Clear Health  
   March 20, 2026

Few issues illustrate the structural challenges facing American healthcare more clearly than the growing complexity of insurance approval processes. At its core, health insurance is meant to ensure that patients can obtain recommended treatment without unnecessary barriers. Yet for many Americans today, the path from a physician’s recommendation to receiving covered care has become increasingly difficult to navigate, slowed by administrative procedures that were designed to manage costs but now often complicate the delivery of care.

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