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Republicans' plan to redirect Obamacare subsidies takes shape

By Forbes  
   November 10, 2025

In a bid to end the historically long federal government shutdown, Republicans are pitching a proposal to send money that would be appropriated by Congress directly to households rather than by way of a one-year extension of enhanced Affordable Care Act subsidies. As outlined by Senator Cassidy (R-LA), the money granted ACA enrollees could be deposited by them into flexible-spending accounts rather than having the funds disbursed to insurance companies which then manage people's healthcare benefits.

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