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UnitedHealth to offer rebates to its Obamacare customers

By Reuters  
   January 22, 2026

UnitedHealth Group Inc. will provide rebates to its Obamacare plan members in 2026, company CEO Stephen Hemsley said in a prepared testimony released Wednesday. Americans face higher healthcare costs this year after Congress allowed generous COVID-19-era tax credits for federally subsidized Obamacare plans to expire. The enhanced credits, introduced by the American Rescue Plan and extended by the Inflation Reduction Act, led to about a doubling of Obamacare sign-ups, and President Donald Trump has said he will only support an extension that provides funds directly to shoppers. Congress has stalled on extending the Obamacare tax credits, even after the close of the open enrollment period for the federally subsidized plans, leaving millions of Americans facing higher out-of-pocket costs. On average, premium costs will increase to $1,904 in 2026 from $888 in 2025.

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