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Will HSAs replace ACA subsidies for some Americans?

By USA Today  
   January 05, 2026

Created more than two decades ago, health savings accounts are a popular way for consumers to get tax breaks while saving for medical expenses. But could these accounts take on a larger role in how U.S. consumers pay for and get health care? Senate Republicans have proposed just that. They want to give eligible Americans up to $1,500 to fund health savings accounts rather than extend COVID-19 pandemic-era subsidies that made ACA health insurance less expensive for 22 million Americans.

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