Opinion: Why repeal of the individual mandate hasn't (yet) brought Obamacare's death spiral

As you file your tax returns this year, you will be asked whether or not you had health insurance during 2018. If your answer is “No,” you could be subject to a penalty of up to $2,085 per family. Fortunately, this will be the last year that Americans will face punishment for failing to comply with ObamaCare’s individual mandate. That’s because President Trump’s 2017 tax reform effectively ended the mandate, starting next year.