San Francisco Chronicle / Associated Press, April 25, 2012

If the Supreme Court strikes down President Barack Obama's healthcare law, employers and insurance companies—not the government—will be the main drivers of change over the next decade and maybe even longer. They'll borrow some ideas from Obamacare, and push harder to cut costs. Business can't and won't take care of America's 50 million uninsured, but for the majority with coverage, here's what experts say to expect.

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