An appellate court ruling issued Tuesday would be very bad news for the Affordable Care Act if it became the law of the land. But it’s still a long way from a settled issue, as a second appellate decision, issued a few hours later, highlighted. In the first ruling, Halbig v. Burwell, the D.C. Circuit Court of Appeals found that federal dollars used to make health insurance more affordable for middle-income Americans can be used only in the handful of states that created their own insurance marketplaces.