Bo Hash arrived at St. Rose Dominican Hospitals — Rose de Lima Campus with two Bounty paper towels wrapped around his bloodied right hand and his thumb in a red Dixie cup. Not more than an hour earlier, the thumb had been caught in a rodeo rope, popping it off his hand. Even through the pain, his instincts from his job as a Progressive insurance agent kicked in. First he found his thumb and put it on ice, then he called St. Rose. His health insurance policy had a high deductible, and Hash wanted to avoid two hospital bills.