Phil Gaimon paid about $500 a month for his insurance policy with Health Net through Covered California. He also had a secondary health insurance policy with USA Cycling.

Delta is more dangerous in many ways. It has an incubation period of four days, rather than six, making people contagious sooner.

People can sign up for the subsidy even if they didn't elect COBRA coverage earlier, or if they had COBRA earlier and dropped it.

However, California's new law has been hailed by advocates as a national model for mental health reform.

Companies are recognizing the role they can play in their employees' mental health and its direct impact on performance, productivity, and longevity.