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Health insurance costs have nowhere to go but up

By CBS News  
   November 21, 2014

It's open-enrollment time for employers and their employees, the time when employees must choose a health insurance plan or confirm they'll remain on their current coverage for 2015. This is also the time when folks are eligible to purchase an individual health insurance plan on HealthCare.gov or one of the various state-based exchanges. For those plans, you have until Dec. 15 to purchase your 2015 health insurance. Regardless of where you get your health insurance, one thing is for sure: Your premiums for 2015 and the next several years are set to rise significantly.

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