Americans increasingly have to dig into their own pockets to pay for medical care, a shift that is helping to curb the growth in health spending by employers and the government. The trend is being accelerated by the Affordable Care Act because many private plans sold by the law's health exchanges come with hefty out-of-pocket costs, which prompt some people to delay or put off seeking care. For the exchanges' 2015 policies, which went on sale last month, "bronze-level" plans have an average deductible of $5,181 for individuals, up from $5,081 in 2014, according to a November report from HealthPocket, which publishes health insurance market analyses. Bronze plans generally cover 60% of consumers' medical expenses. [Subscription Required]
In a social media landscape shaped by hashtags, algorithms, and viral posts, nurse leaders must decide: Will they let the narrative spiral, or can they adapt and join the conversation?
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