In his State of the Union address Tuesday night, President Obama was brief but to the point on healthcare. Declaring that about "10 million uninsured Americans finally gained the security of health coverage" because of the Affordable Care Act, he made clear he would veto any legislative attempt to roll it back. Thus, absent judicial action, the Act is here to stay. Politics notwithstanding, this means the healthcare industry's remarkable, ongoing transformation in the face of significant disruption will also continue. Simply put: government action combined with market forces is creating a business case study we should all be reading, even as it's still being written.