Millennials' premiums higher with ACA

Danielle Cagle got a plan with the Affordable Care Act this year to avoid the government's penalty but she says it's anything but affordable. Cagle, a Monroe insurance agent, falls within the generation dubbed millennials. Besides her experience with the Affordable Care Act, she has seen other millennials face high premiums when helping them with their insurance needs. The millennial advocacy organization Generation Opportunity said the Affordable Care Act has increased health care premiums for young people by up to 91 percent. "They're ridiculous. It's gotten so far out of hand it's basically not affordable for the working class. The deductible is so high people are getting it to avoid the penalty but they can't use it because the out-of-pocket exposure is unrealistic," Cagle said.