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Change in healthcare law would take aim at consumer inertia

By The New York Times  
   November 24, 2014

People who bought Affordable Care Act health plans for 2014 but who don't go back to shop again for 2015 will automatically keep the plan they first chose, even if its price goes way up. Now the federal government is proposing that when people sign up, they should get a choice of defaults for future years: to stay in the same plan, or switch to a cheaper one in the same category if theirs gets too pricey. The proposed regulation, published Friday, suggests phasing in the additional choice, first giving states with their own exchanges the option of offering it.

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