Those whose medical insurance coverage falls far short of their needs are a crucial part of the debate over comprehensive healthcare reform Connecticut. Among the many ideas in the patchwork of reforms is a "catastrophic medical expenses pool" advancing through the Connecticut legislature to help some insured families meet their kids' vast health needs. The pool wouldn't be state-financed but would raise about $2.5 million a year through a $1-a-year levy on each state resident who's covered by private health insurance.